Step 2: Pre-qualification

Pre-qualification starts the loan process.  Many borrowers may have an idea of how much they want to finance and are certain of their ability to qualify.  For these borrowers, pre-qualifying is just a matter of gathering information about your income and debts.  However, some borrowers need guidance when determining how much they can borrow before they begin the search for their home.  
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Real estate agents often recommend or require pre-approval in order to help you find the best homes on the market in your price range and to be ready to put  your offer in quickly.  In order to be pre-approved, we must also review your credit report.  Do yourself and your agent a favor and make sure you are targeting homes in your price range.  Then when you are ready to make an offer on a new home, getting a pre-approval letter is only a matter of contacting us with the property address.

Let us help you craft the best loan solution tailored to your specific needs and guide you in the right direction.  Give us a call and allow us to get to work for you right away.

BACK to the process