required documents

• Past two years W-2 statements
• Pay Stubs covering the last thirty days
• Three most recent monthly bank statements
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
• Copies of any stocks or certificates of deposits
• Copy of the purchase and sale agreement
• If you are currently renting- either 12 months canceled rent checks or contact information for your current landlord
• If divorced- a fully executed divorce decree
• For a refinance- a copy of the deed and most recent tax bill
• A letter of explanation for any known credit problems
• For self employed borrowers employed in sales, paid commission, or investors owning rental real estate-  two (2) years signed personal tax returns including all schedules
• If self-employed through a corporation- last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet